Boat Insurance in Redding, CA | Free Quote

Get a personalized quote from a local Farmers® agent and protect your vessel on and off the water.

What Does a Boat Insurance Policy Cover?

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Liability Coverage

Covers damage or injury you cause while operating your boat.

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Physical Damage

Protects your watercraft against accidents, fire, and vandalism.

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Towing & Assistance

Includes help if your boat breaks down or gets stranded.

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Personal Property

Covers fishing gear, water skis, electronics, and more.

Here’s What You’ll Need for Your Boat Quote

  • Boat Year, Make, and Model

  • Vessel Length and Hull Type (fiberglass, aluminum, etc.)

  • Value of the Boat and Trailer (if applicable

  • Storage location (garage, marina, etc.)

  • Safety equipment or installed alarms

  • Usage type (personal, charter, fishing)

📌 No paperwork needed up front — we’ll walk you through the details on a quick call.

Book a 15-Minute Call with Your Local Agent

Choose a time that works for you and we’ll walk you through your personalized quote.

STILL NOT SURE?

Frequently Asked Questions

❓ Do I need insurance for a small boat or personal watercraft?

Yes — even small boats can cause injury or damage. We offer policies for jet skis, pontoons, and more.

❓ Does boat insurance cover theft?

Yes. Comprehensive coverage includes theft, fire, vandalism, and weather-related damage.

❓ Will my trailer be covered?

Trailer coverage is available — we’ll include it in your quote if needed.

❓ Can I insure items on board?

Absolutely. We can cover fishing gear, GPS units, safety equipment, and more.

❓ What if I store my boat at a marina?

We’ll tailor your policy based on storage, usage, and location to ensure you're protected.

We’re Ready When You Are.